A Complete Guide to Klarna Casinos

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Klarna is a payment platform, similar to a credit card, that allows you to make online payments directly to stores and online casinos.

Established in Sweden in 2005, this popular payment method can be used to deposit at and withdraw from your online casino account. Continue reading our guide for all you need to know about depositing, claiming bonuses, and the security measures in place at a Klarna Casino.

  • Aleksandra Nolan
  • Updated: 18.10.2023

  • Updated: 18.10.2023

    Best Klarna Casinos

    Best Klarna Online Casino Sites



    An Introduction to Klarna

    The Fintech company Klarna was formed in Stockholm in 2–5. Starting at a small company of a few individuals with vision, today it has a big presence in the world of financial services and it making its mark at online casinos as well.

    In 2014, it successfully took over Sofort Bank, and the Klarna Group was established. Today, the Klarna Group is known for having one of the strongest security systems in place, as well as helping its customers to manage their finances and online spending effectively.

    Klarna Mobile

    Klarna primarily works by giving its customers an interest-free payment option. Similar to a credit card, people purchase items on credit with their Klarna card, or via its app. Repayments are made in 3 instalments. The first instalment is paid when the goods or services are purchased, with the remaining 2 deposits due every 30 days.

    In addition to this, there is also the “Pay In 4” option. This allows you to split the payments into 4 separate, no-interest payments, payable every 2 weeks. To date, Klarna can boast a total of 147,000,000 active consumers who perform over 2,000,000 transactions per day. Let’s discover who you can use this payment method at your favourite online casino.

    Getting Started

    Getting Started With Klarna

    Getting started with Klarna is as easy as downloading the app and registering. When it comes to spending money with Klarna, it is important to know that each purchase is approved on its own merit.

    Here is how you qualify for payment with Klarna;

    • You need to be at least 18 in order to use Klarna’s payment options.
    • if you’ve used Klarna before, have a history of good behaviour as a client and a good credit history.
    • If you have unpaid balances on previous purchases, it is advised that you pay them off, or make an additional payment.
    • If given the option, connect your bank account with Klarna.

    A single denial does not guarantee that all of your subsequent purchases will also be rejected, and it has no negative effect on your credit score because every transaction is a fresh decision.

    Skipping a repayment does come with steep interest. However, Klarna will allow you a 14-day extension if you approach them for a grace period.


    Klarna Cards

    Paying Your Klarna Account

    You can make early payments whenever you’d like, but your payments are automatically deducted from your linked card or bank account in accordance with the pre-agreed payment plan.
    It is also possible to make manual payments, by using your credit card, or Apple Pay

    How Karna Casinos Work

    How Karna Casinos Work

    So you have chosen an online casino, opened an account and it is time to fund your entertainment. Thanks to Klarna, this is an easy process,

    Depositing at a Klarna Casino

    Firstly, you will have to deposit funds into your casino account as well as ensure that you have registered with Klarna and downloaded the app. There is little deviation from casino to casino, and to make a casino deposit, you will select either “Cashier” or “Deposit” at the casino.

    Then select your payment method at the Klarna Casino, you will either have to select Klarna or Sofort. Once, this is done, simply enter your banking account details and the amount you want to deposit. There are no fees charged by Klarna for the transaction, and the funds are available immediately.

    Withdrawing from a Klarna Casino

    The process is just as simple when it comes to withdrawing your winnings at a Klarna Casino. Most casinos that offer this payment method to deposit will also allow you to make withdrawals, although it is worth checking with the casino at the beginning.

    Simply click on the withdrawal section and complete the online form. It is important to note that due to the processing system of the casino, this may take a few days to clear, anywhere from 2 – 5 days, depending on the casino in question. Also, some casinos may charge you a small percentage of the withdrawal amount as a processing fee. All of this information can be found in the terms and conditions on the casino website.

    Claiming a Bonus

    Claiming a Bonus From a Klarna Casino

    One aspect of a Klarna Casino is that you are still eligible for all the great bonuses the casino has on offer

    The bonuses on offer will differ depending on the casino that you are playing at. Each offer will have different terms and conditions. Here are examples of bonuses you will typically find at a Klarna Casino;

    • Bonus types vary, but the most common is the welcome bonus, which may include free spins, a match deposit, or both.
    • When you receive a free spin bonus, you can use the spins on a specific slot machine.
    • You can get money in your casino account without making a deposit with no-deposit bonuses.
    • The casino will match your deposit with a predetermined amount, expressed as a percentage of your deposit when you accept a deposit/reload bonus. This often forms part of the Welcome Bonus.
    • When you receive a cashback bonus from the casino, you are rewarded for your spending, regardless of whether you win or lose.

    Bonuses are a fantastic way to explore the casino and learn a little more about its games.


    Games That Can Be Enjoyed at a Klarna Casino

    With regards to the games that you can enjoy at Klarna Casinos, you are spoilt for choice. Whatever your preference, you will find thousands of slots, table games, live dealer games, and more, all ready for you to try your luck.

    Here are a few examples of what you can play;

    • Slots: Book of Dead, Starburst, Reactoonz, Big Bad Wolf
    • Table Games: Roulette, Poker, Blackjack, Bacarrat
    • Live Casino: Live Roulette variations, Live Baccarat, Live Blackjack, Live Andar Bahar
    • Video Poker: Tens or Better, Bonus Poker, Aces and Faces, Joker Poker
    • Game Shows: Hollywood Game Night, Jeopardy!, The Price is Right, The Wall

    With all of these and much more, playing at a Klarna Casino makes sense!

    Safety and Security

    Safety and Security of Using Klarna at Online Casinos

    When playing at an online casino that is licensed, you can be assured of the fact that there are strong security measures in place, thanks to the casino license agreements. However, it is natural that a person might be wary when using their chosen payment method at an online casino, such as Klarna.

    Every time you make a payment using Klarna, be it by card or via the app, you will receive a notification. This way you can report any unauthorised transactions as soon as they occur. The Klarna app also allows you to block your card at any time, by using the Klarna app.

    The safety precautions used by Sofort Bank are also incorporated into these transactions. WIth triple security and AES-256 bits encryption, your funds and your personal information remain safe.

    Countries That Can Use Klarna

    Countries That Can Use Klarna

    At the moment, the country list for Klarna is a little limited. We hope that as the company continues to expand, we will see it being used in more regions.

    Klarna’s payment methods are currently available in Sweden, Norway, Finland, Denmark, Germany, Austria, the Netherlands, Belgium, Switzerland, France, Italy, Poland, Spain, Portugal, Great Britain, Hungary, Czech Republic, Slovakia, the USA and Australia.

    Mobile Accessibility and App

    Klarna’s Mobile Accessibility and App

    Klarna have ensured that you can manage your account and perform all your transactions via its app. The app is simple to use and offers such additions as discount bonuses at some of the top merchants in the world when you join its rewards club.

    In addition to the mobile app, Klarna has also ensured that you can manage your account through your Apple Watch. Transactions can be approved through your watch when your hands are full of shopping bags!

    Things That Make the App Great

    The app also has the ability to notify you of price drops! If you see a product that you are interested in, you can save it via Klarna, and they will let you know when they pick up a price drop in the product.

    When you place an online order using Klarna, you won’t have to worry about when your purchase will be delivered. Klarna tracks all of your online purchases, allowing you to check on their status at any time.

    Referring a friend to the app will reward you with vouchers to spend online at your favourite stores. You can refer up to 10 friends!

    Klarna app

    Pros and Cons

    Pros and Cons of Klarna

    We all know by now that there is no good without the bad. Let’s have a look at the pros and cons of Klarna;


    • Klarna allows customers to pay for their transactions up to 60 days after.
    • Interest fee transactions
    • An all-in-one app that assists with financial management
    • Finance plans up to 36 months, available on request


    • Financing options are not available for online casinos
    • Its use is restricted in many countries

    Similar Services

    Services Similar to Klarna

    Online casinos allow a variety of payment options in addition to Klarna. Here are some of the alternative payment options you can make use of;

    Payment Methods Similar to Klarna

    Payment MethodDeposit TimeWithdrawal TimeFees
    MastercardInstant2-5 daysVaries
    InstadebitInstant2-5 days0-€1.95
    TrustlyInstant2-5 daysVaries
    MaestroInstant2-5 days€1
    InteracInstant2-5 days€0.50


    Our Final Thoughts On Klarna

    Klarna is a forward-thinking fintech company offering an effective payment solution. Although some may see it as a drawback, we like the fact that it does not allow you to use credit to gamble.

    The security measures in place are excellent, and the brand has a well-respected reputation in the industry. As Klarna continues to expand, we expect to see it be made available in more countries, as well as more online casinos.

    Aleksandra Nolan

    Experienced online casino writer and reviewer who loves to share her knowledge and experience with others. She enjoys analyzing the latest trends in the industry and offering valuable tips to help others by having the most from betting at online casinos. She is constantly looking for new and interesting topics to write about and stays up-to-date on the latest changes in the online gambling industry.