Mastercard Online Casinos - A Full Guide

mastercard logo


Vary depending on card issuer

Deposit Time

Up to 10 minutes

Withdraw time

2-5 days

As of 1 April 2021, there were almost 1 billion Mastercard credit cards in issue around the world. The US alone accounts for over 725 million of those Mastercard credit cards while the rest of the world makes up the remainder of around 243 million. Those numbers don’t even include Mastercard debit cards and prepaid cards. It’s no surprise that online casinos facilitate Mastercard card payments on a global scale. We cover the basics of online casino payments, benefits and drawbacks, and the best Mastercard casinos on this page.

  • Aleksandra Nolan
  • Updated: 08.02.2022

  • Updated: 08.02.2022

    Best Mastercard Casinos Worldwide

    The Best Mastercard Casinos Worldwide


    How Mastercard Works

    How Do Mastercard Casinos Work?

    Mastercard is easy to use for both deposits and withdrawals. Mastercard casinos use state-of-the-art end-to-end encryption, which means that only you and your card issuer will have a record of the payment process. It also cuts out the risk of your financial information being used fraudulently.

    Transactions with Mastercard casinos are speedy. Deposits typically reflect instantly in your casino balance but can take up to 10 minutes in some cases. Withdrawals are a little slower, reflecting in your bank account within 2-5 days. Depending on the online casino, the minimum withdrawal usually ranges between 10 and 20 Euros. The maximum withdrawal allowed per day can be as high as 10,000 Euros or more.

    To deposit or withdraw at Mastercard casinos follow these familiar online transaction steps:

    1. Sign in to your casino account. If you don’t have one yet, register an account with one of the best Mastercard casinos recommended on this page.
    2. Navigate to the casino’s cashier to initiate a deposit or withdrawal.
    3. Click on the deposit or withdraw button.
    4. Enter the amount you want to deposit or withdraw in the space provided.
    5. Select Mastercard as your payment method.
    6. Follow the prompts to confirm your Mastercard transaction.
    7. Confirm the One Time PIN or password sent to your phone or email by Mastercard.

    Mastercard Casino Bonus

    Claim the Most Rewarding Mastercard Casino Bonus 

    As with most payment methods, Mastercard casinos use bonuses as a way to attract players to their sites. The terms and conditions of casino bonuses vary depending on each site, as well as the value of the bonuses and how they can be used.

    Welcome bonuses usually offer huge value for new players. Many Mastercard casinos give away registration bonuses as high as 100% match, or more, on your first deposit. A 100% match will double the value of your deposit since the casino matches your deposit with a 100% bonus. Here’s a rundown of popular types of bonuses that you can claim at Mastercard casinos.

    • Welcome Deposit Bonuses

    Welcome deposit bonuses are awarded to new players when they make their very first deposit on the site. Many Mastercard casinos offer welcome deposit bonuses for all gamblers willing to make their first deposit using Mastercard as a payment method. The casino might offer free bonus money or free spins for deposits as low as 10 euros.

    • No Deposit Bonuses

    No deposit bonuses are the best for trying out new online Mastercard casinos since you don’t have to complete a deposit to have them added to your account. All you have to do is register an account if you are asked to and the bonus will automatically be added to your balance. Online casinos also offer no deposit free spins that are added to specific games without requiring any deposit from you.

    • Cashback Bonuses

    Cashback bonuses return part of your deposit amount to your casino account after you have played it out at the casino. Depending on the terms and conditions listed by the Mastercard casinos, each cashback bonus can usually only be redeemed once.

    Mastercard Safety Features

    Are Mastercard Casinos Safe to Use?

    MasterCard offers complete protection and safety on its services. It does so with the use of its MasterCard ID Theft Protection software. This design exposes any detected theft attempts. The company secures its system with a MasterCard Securecode for all transactions. This is like an ATM PIN but is meant for online transactions.

    The prepaid Mastercard option also offers a secure token inscribed on the card for transactions. The entire payment service is fitted with end-to-end payment encryption, blocking out the possibility of third-party agents hacking your transactions.

    MasterCard processes transactions in more than 210 countries and is considered one of the safest and most reliable payment methods on the planet. Transactions are possible in over 150 different currencies, making it a leading globally accessible method of payment. Mastercards are fast, secure, reliable, and convenient to use globally. They are usually linked to players’ bank accounts and built on high-tech software.

    Notable awards have been awarded to Mastercard over its five decades in operation: It regularly appears on Fortune 500 lists and won the World’s Most Innovative Companies awards by Forbes in 2015, 2016, and 2017.

    Mastercard Pros & Cons

    Pros and Cons of Mastercard Casinos

    There are several benefits that gamblers can enjoy from using the Mastercard payment method. As much as Mastercard casinos have pros, they also have a few cons. Let’s look at each to get an overall perspective of what you can expect when playing at the best Mastercard casinos online.


    • Fast and straightforward
    • Easy for non-tech-savvy players
    • Low minimum deposit
    • Deposit money on long-term loan
    • High-level security
    • Widespread


    • Small transaction fees
    • Can't always withdraw
    • Withdrawals can take up to 5 days
    • High interest on credit card loans

    Here are notable advantages of using Mastercard payments:

    • The Mastercard payment method setup is fast and straightforward, making it perfect for even non-tech-savvy users to operate alone at any time.
    • The minimum deposit value at most Mastercard casinos is usually very low. In many cases, the minimum deposit value allowed is less than 10 euros.
    • Those using a credit Mastercard can deposit money on a loan from their Mastercard financial provider any time they choose and can repay it in installments over a long period.
    • As a payment method, Mastercard is secure, using high-level coding to ensure zero fraud or hacking from third party agents and better service to its users.
    • Mastercard casinos are widespread. You will never have to search hard to find an array of online casinos that support this payment method.
    • Most online casinos that accept Mastercard payments do not exclude players from receiving the bonus offers.

    Here are some disadvantages of Mastercard casinos to consider:

    • There are usually small charges imposed on withdrawals and deposits at online casinos. The costs vary across card issuers, and they can be as high as 3% of every transaction.
    • Not all Mastercard casinos offer this payment option for withdrawals. In some cases, Mastercard payment is open only for depositing money into your casino balance but not for withdrawing funds from the casino site to your bank account. However, this is the exception and not the norm.
    • Withdrawal restrictions usually apply to players using the prepaid Mastercard payment method.
    • Depending on your card issuer and the Mastercard casino you are playing at, withdrawals can take up to five days to reflect in your bank account.
    • Mastercard credit card loans come with high interest rates that can quickly pile up into substantial debt if you keep using it as a payment method. So take caution when using credit cards to gamble online. This applies to all credit cards and is not unique to Mastercard.

    The Mastercard payment method has its flaws, but most gamblers weigh the pros and cons and decide that the advantages are greater than the drawbacks. Other things to keep in mind are the convenience of Mastercard payments, easy payment tracking, universal acceptance, multiple currency payment options, and emergency funding. These, and more, are the reasons that Mastercard casinos stand out from the crowd.

    Mastercard Alternatives

    Alternative Payment Methods at Online Casinos

    There are several other similar payment options to Mastercard casinos payment methods. All of which have unique features that gamblers may like. These include Visa and American Express. Every country may have a unique card issuer that is similar to Mastercard.

    There are also plenty of alternatives to Mastercard casinos that have nothing to do with credit or debit cards. Paysafecard is a prepaid payment method that is popular in the UK and European markets. The method is highly secured but a small fee is typically charged on each transaction based on the total amount.

    EcoPayz is a prepaid card open for global use. Neteller is a convenient digital wallet that can be used for deposits and withdrawals. The operation is fast and reliable but comes with transaction fees.

    Instant Bank Transfers are also popular in many online casinos. The method is secure and strict in its regulations. However, Instant Bank Transfers are a bit slow and have been reviewed to have a slightly higher security risk than Mastercard payments. The charges for Instant Bank Transfers are based on the amount you intend to withdraw or deposit, similar to Mastercard and Visa transactions.

    There are many more payment methods for gamblers to explore. Digital wallets, or e-wallets, are becoming increasingly popular. Pay by phone, cryptocurrency payments, and prepaid vouchers are gaining acceptance as the world moves away from debt-based payment methods. Prepaid Mastercards are also an option.

    How to Use Mastercard at Casinos Online

    How to Start Playing with Mastercard Casinos

    Operating with Mastercard at an online casino is straightforward and fast. The simplicity means that you do not need the help of a tech expert. On many occasions, Mastercard casinos come with promptings and guides to help. There is a simple process that applies to most debit cards, credit cards, and prepaid cards.

    1. Sign up to any site of your choice by filling in the information required and following the prompts. We recommend sticking to the safe Mastercard casinos recommended on this page.
    2. Make sure you are logged into your account.
    3. Claim any bonuses you are interested in before proceeding with your first deposit.
    4. Locate the cashier, banking, or deposit button and click on it.
    5. Click on deposit. Since you are a first time user, you will be given a list of payment options. Search for Mastercard and click on it.
    6. Set up the payment method by filling out all the details required of you.
    7. Enter the amount you wish to deposit.
    8. Click proceed, confirm, or complete payment.

    best mastercard casinos online

    Mastercard fees & licensing

    Licensing and Regulation at Mastercard Casinos

    Mastercard casinos with valid licences have a jurisdiction permit to operate legally and safely. For gamblers, choosing a site with appropriate licensing from local and international gambling agencies assures you of the safety and transparency of the site.

    Licensed online casinos are constantly under review and scrutiny, ensuring that their operations are up to standard. When choosing a site, you can refer to our list of licensed casinos to ensure your safety. Choosing a licensed site also ensures fair play, reliable payments, and reasonable terms and conditions for rewards and promotions.

    Licensed online Mastercard casinos offer the following benefits:

    • Player protection is at its best.
    • Fair games and random results are ensured.
    • Accountability by the Operator.

    Deposit and Withdrawal Fees at Mastercard Casinos

    When using the Mastercard casino payment option, keep in mind that fees are typically imposed on every transaction made, be it a deposit or withdrawal. These fees are levied by the card operators or banks, not the casino site itself. However, in some cases, even the online casino you are playing at may impose a small fee.

    We recommend that you read the terms and conditions of all online casinos before you select your payment method. Some online casinos charge fees on all deposit methods while others don’t impose fees on any of them. It’s the same thing with withdrawals. Some online casinos impose withdrawal fees on certain transactions while others do not.

    The fees will vary depending on the card issuer; however, the value is usually fixed so you can easily calculate the expected deduction. In some situations, it may depend on the amount being deposited or withdrawn. Also, note that fees are incurred every time that you complete a transaction. Again, this depends on your Mastercard provider and the casino that you are playing at.


    Aleksandra Nolan

    Experienced online casino writer and reviewer who loves to share her knowledge and experience with others. She enjoys analyzing the latest trends in the industry and offering valuable tips to help others by having the most from betting at online casinos. She is constantly looking for new and interesting topics to write about and stays up-to-date on the latest changes in the online gambling industry.