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Wire transfers offer you a secure way to manage your online casino funds. To get you started at wire transfer casinos, we’ve put together a list of the top platforms accepting this payment method along with a guide on how to use and make the most of safe, secure payments in this manner.
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The first money transfers were recorded during the 19th century and took place over telegraph wires. Today, though, the name refers to the transfer of funds between accounts, and the most common way to do this is through a bank-to-bank transfer.
The basic principle is straightforward. You instruct your bank to transfer funds using BIC or IBAN codes to your online casino of choice. The bank sends a secure message to the casino’s bank account using a safety system like Fedwire or SWIFT. The funds are then settled between the two banks. The process of funding your account and cashing out winnings at wire transfer casinos can take anywhere from a few hours to a few days.
Most of the top online casinos are happy to accept this form of payment, and they offer a few plus points for players. Wire transfers are safe but there’s some waiting involved. Once your funds have cleared, though, you can claim bonuses and play all your favourite casino games.
Deposits and Withdrawals
A wire transfer is the direct transfer of money from one bank account to another. It’s a safe option for online gamblers and one of the simplest ways to fund your casino account, provided your bank approves of gambling transactions. All you need to get started is a local bank account with electronic banking enabled and a secure username and password.
Wire transfer casinos accept deposits on your desktop or mobile device. You’ll need your internet banking details, including the username and password. When you’re ready, you can follow these steps to fund your casino account.
Log into your favourite wire transfer casino and head to the Cashier section.
Choose wire transfer from the list of available payment methods.
Enter the amount you want to deposit, taking note of the casino’s minimum deposit requirement.
Enter your bank account details and password.
Wait for the money to reach your casino account. This can take 2 – 3 days.
If you’re keen to withdraw a large sum of cash from wire transfer casinos, this is a great payment option. Remember to follow the casino’s rules in terms of bonus play, withdrawal limits and wagering requirements before you request a withdrawal.
Log into your casino account and navigate to the Cashier.
Choose wire transfer and check your banking details on your casino profile.
Enter the amount you want to withdraw and complete the transaction.
Wait a few days for the money to reach your bank account.
Fees and Times
Different financial institutions charge different fees for wire transfers, depending on elements such as:
Processing fees can vary from €5 to €50 and upwards and depend on the amount you’re transferring, your bank and the online casino operator.
What’s more, wire transfer casino deposits can take up to 2 days to clear, while withdrawals can take 5 to 7 business days to process, depending on the casino and your bank.
While wire transfers aren’t the fastest way to get your winnings when you’re ready to request a casino withdrawal, you can ever-so-slightly speed things up by making sure you’ve completed the casino’s verification process. This includes sending the operator copies of your ID, proof of residence and in some instances, proof of your bank account that you’ll use for the wire transfers.
The KYC (Know Your Customer) verification process can take a few days for a casino to complete, so it’s best to submit your documents when you first sign up to avoid any further delays when you want to withdraw your funds.
If you prefer to play and pay at wire transfer casinos, we have good news. This is one of the payment methods that are typically eligible for bonuses, promotions and player rewards.
From no deposit bonuses to exciting welcome packages, free spins, cashback, reload bonuses and more, you can get your hands on rewards to boost that bonus and enhance your time on a particular platform.
There are even some casinos that include certain perks for using this payment method, to pique your interest and keep you playing.
No matter which casino you play at or which bonus you claim, read the terms and conditions first so you know what’s expected in terms of deposit and withdrawal limits, caps on winnings, validity and wagering requirements.
It really depends on you and your goals. If you want to play right away, there are much faster ways to make casino deposits. If you’re not a fan of e-wallets or other payment options, then by all means use wire transfer, but only at regulated and reputable casinos.
The main benefit is that anyone can use this payment method – provided the banks in your country allow gambling transactions. You don’t need a credit check and the level of data protection and security between the banks and casinos is top-notch.
Some banks will query payments made from your bank account to online gambling platforms, and that might prevent you from using this payment method. If that’s the case, you’ll need to choose alternative methods to fund your casino account.
E-wallets are especially favoured amongst online gamblers are you don’t need to hand over personal or bank details. Prepaid cards such as Paysafecard are also popular, allowing you to make anonymous casino deposits.
Yes, provided you choose from our top list of licensed and secure online casinos that accept wire transfers.
Yes, there are processing fees for both deposits and withdrawals. Check beforehand how much these fees are before you opt for this payment method.
There may be substantial fees and long waiting times when you play at wire transfer casinos. Check with the casino before you make a deposit.
Since wire transfers use banks and other financial institutions as processing services, most players and as a result most currencies are accepted. Remember that if an online casino operator doesn’t accept your local currency, you’ll also need to account for currency conversion fees on top of processing fees.
Safety Features of Wire Transfers
Wire transfers occur directly between banks and bank accounts, which means they’re heavily protected by the bank’s security systems along with a casino’s safety protocols. Banks, especially, have some of the strictest encryption measures in place to make sure money is safe.
It’s the same if you decide to play at mobile wire transfer casinos, which use the same encryption measures along with 2-step verification processes.
The only downside is that you do need to share your bank details with casino operators. Provided you play at regulated and reputable wire transfer casinos, like the ones listed on this page, you can rest assured that your data is encrypted and secure.
Pros and Cons
Let’s discuss these pros and cons. Firstly, bank wire transfers are one of the safest ways to fund your casino account and cash out your winnings. But they take time. It can take anywhere from a day or two for deposits to clear and as long as 7 business days for withdrawals to be processed. It’s a frustrating waiting period if you’re eager to start playing or grab your winnings.
On the upside, though, your limits may be higher for deposits and withdrawals, but you’re likely to pay for the privilege. While not all wire transfer casinos charge extra fees for deposits and withdrawals with this payment method, many do. Make sure you familiarise yourself with those fees before you initiate your transfer.
Finally, you have options. When it comes to playing at casinos that accept wire transfers, you can choose which bank to work with that does accept online casino transactions. But, keep in mind that if online gambling is illegal or a grey area in your country, you may struggle to use this payment option as banks will not allow transactions to and from online casinos, and you’ll need to choose a different payment method.
Alternatives to Wire Transfer
|Payment Method||Why It's a Good Alternative|
|Credit cards||Visa, MasterCard and Amex are popular casino payment options and are universally accepted. These providers offer high levels of flexibility and security, along with exciting rewards and services when you use their products.|
|E-Wallets||E-wallets make life easy. From PayPal to Skrill, Neteller and more, all the top online casinos accept several types of e-wallets. Just remember that certain e-wallets are not eligible for casino bonuses.|
|Pay by Phone||Players in various countries can use their mobile phone account or pay-as-you-go balance to transfer money to online casinos. While amounts may be limited, it’s a secure and convenient way to fund low-stakes gambling.|
Wire transfers have been a go-to payment method around the world for funding pretty much anything. They’re a low-friction and reliable way to move money globally and when it comes to funding your accounts at the best wire transfer casinos, they’re a great option, especially for high rollers who like to move larger amounts of money to and from their bank account and their casino accounts.
While playing at wire transfer casinos come with plenty of benefits, there are drawbacks to this payment option. You may notice when you visit your favourite online casinos that this is a payment option that’s not high on the popularity list. While there are players who prefer to make transactions via wire transfer because it is reliable and safe, many prefer not to use it for two big reasons.
First of all, wire transfers take time. If you’re one for FOMO when it comes to grabbing and playing games right away, you want instant deposits. Wire transfers don’t cater to this, and deposits to online casinos can take a few days to clear. It’s most likely to do with the fact that banks need to do some verification to ensure there’s no fraud going on. This is a good thing, but it means you won’t get instant access to offers and games.
Second of all, wire transfers come with additional fees, which differ depending on the amount of money you are transferring, and this applies to both casino deposits and withdrawals. This might not seem fair considering it’s your funds, but banks and casinos need to cover their own costs, and since there’s more work for them to do with wire transfers, they need to cover those costs.
If you’re somewhat old-school and okay with handing over bank details to casino operators, then playing at wire transfer casinos is for you. If not, you’ll need to consider alternative payment methods, like e-wallets, prepaid cards, cryptocurrency and even pay-by-phone casino payment options.
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