A Guide To Pay by Phone Casinos Around The World

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Most of us enjoy playing online casino games on the go, on our mobile devices. It’s safe, convenient and fun, so it makes sense to deposit funds using your mobile device, too. Introducing Pay by Phone casinos.
Thanks to this mobile payment method, you can play games, grab bonuses and make instant deposits anywhere and anytime. Keep reading to discover why Pay by Phone is one of the most preferred mobile payment methods at online casinos the world over.

  • Aleksandra Nolan
  • Updated: 08.02.2022

  • Updated: 08.02.2022

    Intro to Pay by Phone

    Let Us Introduce You to Pay by Phone Casinos

    If you like the idea of not having to create a payment account and wait hours to get the ball rolling before you can make online casino deposits, you’re going to love playing at Pay by Phone casinos. This is a user-friendly and convenient payment solution that allows you to make instant deposits in just a few steps.

    Of course, there are plenty of payment methods to choose from when playing at online casinos, and each has its pros and cons. But before you try a new method, you need to know how it works and how it can work for you.

    Pay by Phone is as simple as making a casino deposit using your mobile device. You can either opt to have the amount added to your monthly phone bill or deducted from your pay-as-you-go phone credit. There’s no need to hand over bank details or a ton of personal information. Best of all, you can deposit now and pay later (if you opt for the amount to be deducted from your monthly bill).

    While Pay by Phone casinos first began to sprout in the UK and Australia, they’ve quickly become available in about 60 countries around the world. To help you find the best Pay by Phone gambling sites, we’ve put together a top list of casinos and in-depth reviews just for you.

    Pay by Phone Overview

    Getting To Grips With Pay by Phone

    A Pay by Phone transaction is exactly as the name suggests – the casino lets you fund your account via your phone bill. It’s a great option if you’re into mobile gaming and consolidated billing. While most platforms don’t charge a fee for you using Pay by Phone, you may incur a fee if you deposit less than $/€30, but this differs depending on the service provider and country.

    Pay by Phone casinos work with third-party payment processors that link to mobile carriers. The most popular Pay by Phone casino payment methods are:

    As we’ve mentioned, you have the option to have the deposit amount deducted from your pay-as-you-go credit or monthly phone bill.

    Paying By Phone Bill

    When you play at Pay by Phone casinos, you can add the payments to your phone bill and enjoy uninterrupted gameplay. There’s no limit to how much you can deposit, and anything you spend is deducted from your monthly phone bill. So, you don’t need to have the funds available upfront. It’s convenient, quick and lets you start gambling right away.

    But essentially, you’re gambling with credit, and since you don’t need to pay upfront, you might forget to keep track of your funds. What’s more, most casinos will want you to prove that you’ve paid off your mobile phone bill before they allow you to make a withdrawal.

    Paying With Prepaid Credit

    On the bright side, you can play with prepaid phone credit. With this option, you need to purchase prepaid phone credit and any money you spend at Pay by Phone casinos is immediately deducted from your balance. This makes it much easier to keep tabs on how much you’re spending on gambling. Also, you won’t have to wait for your monthly phone bill before requesting a casino withdrawal.

    Pay by Phone Fees

    Fees and Limits When You Play With Pay By Phone

    Pay by Phone services are cheap to use, mostly because they are run by a group of operators or independent companies that have made deals with mobile operators. That means you can enjoy a quality, secure casino payment service at almost no cost.

    On the whole, the amount is charged to your phone bill at the end of each payment cycle, and it’s the exact same amount that appears in your casino balance. Usually, online casino payment methods have small charges that can pile up pretty quickly. When you play at Pay by Phone casinos, you don’t have to worry about this.

    But nothing’s perfect, and there is one disadvantage to playing with Pay by Phone. With this payment method, you can only make small deposits of no more than €30 per day. If you’re a high roller, it’s not going to be the right payment option for you. But for budget-oriented players or those prone to problem gambling, Pay by Phone is an excellent option that lets you stick to your budget.

    Pay by Phone Transactions

    How To Deposit And Withdraw At Pay By Phone Casinos

    Once you’ve looked through our online casino reviews and picked your favourite, you’ll need to register an account and pass the verification checks. This is standard protocol and licensed online casinos.

    Next, head over to the cashier section of the casino and find your provider from the list of options. You can then follow the below steps to make a deposit at Pay by Phone casinos:

    1. Enter your mobile phone number or special code and the amount you want to deposit.
    2. Click confirm.
    3. You’ll receive a text message from your phone provider. You may need to reply to the message to confirm the transaction or you’ll be given a PIN to enter on the casino’s payment page.

    You’re all set. Pay by phone casino deposits are instant, so you can start playing immediately. Remember, though, that if you choose to deduct the amount from your monthly phone bill, you’ll need to keep an eye out for the transaction and keep tabs on your spending to gamble responsibly.

    While Pay by Phone casinos are great for depositing, it’s a different story when it comes to cashing out your winnings. In fact, it’s simply not possible to withdraw using this payment method, so you’ll need to choose another option such as an e-wallet, bank transfer or credit card when you’re ready to withdraw your funds.

    pay by phone casinos

    Popular Mobile Payment Options

    Popular Mobile Payment Options At Pay By Phone Casinos

    While the main concept behind Pay by Phone methods is more or less the same, some details vary just a little. Below, we delve into the three most popular options you’ll find at top Pay by Phone casinos.


    This Swedish provider is one of the most popular you’ll find at online casinos, especially within the Scandinavian region.

    Depositing with Zimpler is as easy as adding your phone number and following the step-by-step instructions. Other benefits include:

    • No fees
    • Set deposit limits

    Zimpler is always looking for ways to improve its service, and ZimplerGo is a great example. With ZimplerGo, you can skip a casino’s registration process and just go through Zimpler, if the casino allows for it.


    Boku is another popular method at Pay by Phone casinos, especially with players in the UK, New Zealand, Australia and Canada.

    To make a deposit with Boku, register a casino account, fill in your phone number and enter the deposit amount. You’ll receive a text to confirm the transaction and your funds will reflect in the casino account instantly.

    Boku has a €30 deposit limit, and there are no fees when you use this casino deposit method.


    Available at many Canadian and UK online casinos, Payforit works similarly to other methods we’ve already mentioned.

    Just visit the cashier section at Pay by Phone casinos, choose Payforit and add your phone number and the amount you want to deposit.

    There is a €30 deposit limit per transaction, which is probably a little low for high rollers, but it’s standard for Pay by Phone methods.

    Apple Pay

    Apple Pay is fast becoming a favourite amongst iOS users. It works the same way as credit and debit cards but with improved technology, pulling your card’s data from the app for instant and safe mobile deposits to online casinos.

    Where Apple Pay really scores big points is that it allows you to withdraw your winnings from your account, unlike many of the other Pay by Phone options.


    Siru mobile banking launched in Finland in 2011 and has grown into an international establishment with offices in 7 countries. Siru mobile casinos have also surged in popularity, making deposits quick and easy. If you find you’re spending too much, you can simply block your mobile number.

    Casino Apps And Pay By Phone

    Casino Apps And Pay By Phone

    If you have an Android or iOS mobile device, you’ll find online casino apps that support Pay by Phone. The apps available all depend on where you live and who your carrier is, and of course, whether or not a casino has a mobile app for download.

    If you’re not keen to download an app, most online casinos boast mobile-ready sites you can use in your browser and still play at Pay by Phone casinos on the go.

    Best of all, you can enjoy almost all your favourite casino games anywhere and anytime, especially when it comes to the likes of slots, poker, roulette and blackjack.

    Pay by Phone Casino Bonus

    Do Pay by Phone Casino Payments Qualify For Bonuses?

    We love nothing more than finding casino bonuses with decent wagering requirements. The good news is that when you play at Pay by Phone casinos, you don’t have to miss out on these offers.

    The sites we recommend on this page offer a range of bonuses to new and regular players, along with the opportunity to accumulate loyalty points and rewards. The only thing that might stop you from claiming a bonus is the Pay by Phone €30 deposit limit.

    Different casinos require different minimum deposits to trigger bonuses, so it’s worth checking out before you sign up or claim an offer at Pay by Phone casinos.

    Pay by Phone Safety Features

    Pay by Phone – A Safe And Secure Casino Payment Option

    Making deposits by phone means you don’t need to hand over any bank details, credit card numbers or other sensitive data. If a casino is a Pay and Play platform, you don’t even need to register a casino account.

    All that considered, playing at Pay by Phone casinos is super safe and secure. At most, you’ll receive a text message confirming the transaction. All you need is a mobile carrier and a SIM card.

    What’s more, the online casinos that we recommend are safe to use and process millions of transactions every year. The sites protect themselves against theft and fraud by using SSL encryption and firewall technology, and you’ll need to create a password to log in. So, even if someone gets hold of your phone number, they won’t be able to access your account at Pay by Phone casinos without the password.

    How We Rate Pay By Phone

    How We Rate Pay By Phone Online Casinos

    We’d never recommend a rogue casino, which is why we stick a list of strict requirements when reviewing casinos that make our top list, such as:

    • Safety – unless we’re sure that a payment method and casino uses up to date security measures, we don’t recommend it. Safety is our number one priority, especially when it comes to analysing casino payment methods.
    • Deposits and withdrawals – while fast deposits and withdrawals are always a plus, we make sure that speed doesn’t come at the expense of safety. Pay by Phone casinos offer safety and the convenience of instant deposits, but unfortunately, unless you use Apple Pay, you cannot make withdrawals with this payment option.
    • Customer support – payment methods require great customer support when you encounter issues. If you do encounter problems with Pay by Phone methods, you can contact your mobile phone carrier or the online casino for fast and effective assistance.

    Pay by Phone Pros & Cons

    Pros And Cons Of Pay by Phone

    As a player who wagers real money, you want a secure and convenient payment method to suit your needs and budget. It needs to be trustworthy and easy to use. Luckily, Pay by Phone has plenty of advantages, but there are still a few things to keep in mind when opting for mobile casino deposits.


    • Little to no fees when depositing at casinos
    • Easy, instant deposits
    • No need to create a payment provider account
    • No need to provide bank details
    • Use your current phone balance or pay later with your monthly phone bill
    • Lower deposit limit for responsible bankroll management


    • Limit of €30 in deposits per day
    • Harder to keep track of spending if you use the monthly billing option
    • Not available for casino withdrawals

    As you can see, Pay by Phone is convenient and secure, but it can’t be used for larger deposits, and you can’t use it to withdraw your winnings. Don’t fret, though, there are plenty of other easy and safe payment methods to choose from when you play at the best Pay by Phone casinos.

    Pay by Phone Alternatives

    Alternative Ways To Fund Your Casino Account

    You’ve seen that you can only make deposits with this handy payment method, so you’ll need to pick another option when it’s time to make a withdrawal.

    Below, we look at some of the most popular alternative casino payment methods.

    Payment MethodDescription
    PayNearMeAllows you to top up your casino account using a barcode and cash. You can scan the barcode at participating stores.
    TrustlyConnects to your bank account which you use to fund your Trustly account and then your casino account.
    EcoCardPrepaid cards you can top up anytime to fund your casino account.
    E-WalletsSkrill, Neteller and EcoPayz are great casino deposit and withdrawal methods. You’ll need to create an e-wallet account, though, and there are usually transaction fees involved.
    Wire TransfersAvoid the temptation of spending more than you can afford by using wire transfers for both deposits and withdrawals from online casinos.
    CryptocurrencyInstant, safe and fairly anonymous, you can use cryptocurrencies for casino deposits and withdrawals.
    Credit/Debit CardsWidely accepted for deposits and withdrawals but carry hefty transaction fees and long waiting times.


    Play At The Best Pay By Phone Casinos Today

    Pay by Phone is a great casino payment option. It’s convenient, secure and makes it pretty easy to keep track of your spending. It’s also handy if you don’t want your casino bills to reflect on your bank or card account.

    It’s also the perfect option if you don’t have a bank account or credit card. However, deposits are limited, and you cannot use this payment method to withdraw your casino winnings.

    But this is the ideal option for players who want to stick to a budget or not spend time setting up an e-wallet or complex service. It’s a matter of weighing up the pros and cons and deciding whether or not Pay by Phone suits your needs.

    Would we recommend Pay by Phone for casino deposits? Definitely. All you need to do is pick a casino from our top list and get started today.

    Aleksandra Nolan

    Experienced online casino writer and reviewer who loves to share her knowledge and experience with others. She enjoys analyzing the latest trends in the industry and offering valuable tips to help others by having the most from betting at online casinos. She is constantly looking for new and interesting topics to write about and stays up-to-date on the latest changes in the online gambling industry.