Fees
2% - 4%
Deposit Time
Instant
Withdraw time
5 - 7 Days
Credit cards are a secure and convenient casino banking method. They’re easy to use, widely available and offer excellent security. On this page, we discuss the benefits of playing at online credit card casinos and how to use the likes of MasterCard, Visa and American Express to fund your account and withdraw your winnings.
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Introduction
There’s no denying that credit cards are one of the most trusted payment methods on the planet. You’ve probably used credit cards to purchase things online and in stores. The good news is that credit card casinos are just as safe and secure as other online transactions.
When you fund your online gambling account with a credit card, the deposit is charged to your account, and then reflects at the end of the month on your credit card statement for you to pay. The wide acceptance and simplicity of this payment option offer several online gambling benefits, such as:
The answer is yes, but you’ll want to check the fine print. Just because an online casino has a MasterCard or Visa symbol, for example, doesn’t mean it’s a legit site. There are a few checks you can carry out.
Most casinos display information about their licences, how payments are controlled and where the operator is located. A quick Google search will help you discover if the details are legit or not. On this page, we’ve done all that for you to bring you reviews of credit card casinos that are above board and properly regulated.
It’s worth keeping in mind that there’s a chance, once you’ve entered your details, that a casino will tell you that you can’t make deposits because of your geographical location. It’s rare, though, since most credit card processors understand the importance of being able to use your card around the world. But, there are some countries where gambling payments via credit card are not permitted, so it’s best to check out this information before you sign up at credit card casinos online.
While credit card payments are widely accepted at online casinos around the world, we want to mention that as of April 2020, players in the United Kingdom are prohibited from using cards to fund online gambling activities. This is part of the UK Gambling Commission’s response to the increase in problem gambling behaviours.
The ban extends to cards connected to e-wallets like Skrill and PayPal. That means that credit card casinos may only accept player payments via e-wallets if credits cards aren’t allowed to be used.
Different Credit Cards
Playing at online credit card casinos is as easy as can be. Of course, you’ll need a credit card from your bank, linked to your bank account. Once you’ve chosen a casino from our top list, sign up and head over to the cashier and follow the onscreen instructions to fund your account.
Certain credit card providers will want you to use an added security code, in which case you’ll be redirected to the provider’s site to finalise your transaction.
Before we get to the ins and outs of online credit card casinos, let’s take a look at the most popular credit card options for players.
Over the years, Visa has built up a solid reputation as a highly secure payment method. That’s why there are so many Visa online casinos. We’ve narrowed down the search for your convenience and feature the top Visa online casinos along with in-depth reviews of casinos where fast, easy and safe deposits are guaranteed.
MasterCard is also accepted at hundreds of credit card casinos around the world and is used in over 200 countries. Online casinos that accept MasterCard offer fast and safe deposits and withdrawals.
American Express boasts exceptional protection of your data along with fast transactions and convenient mobile payments.
Other credit cards are frequently used at online casinos, including Maestro, Diners Club, Discover, UnionPay and JCB. Diners Club, especially, is one of the most acknowledged and flexible payment solutions, offering low fees and exceptional safety.
FAQ
Yes, they are highly secure and casino support teams, as well as banks, will freeze your account at the first hint of any suspicious activity on your card.
Yes, most of the top online casinos accept credit card deposits and withdrawals. Always double-check with your provider, though, that casino transactions are allowed with your particular card.
Safety is the number one benefit at reputable credit card casinos. Credit cards are a safe way to deposit and withdraw funds, and some credit card providers offer further benefits like fraud protection, payment protection and even concierge services.
Yes, credit cards are safer than debit cards. The companies behind the cards make it a priority to ensure you’re reimbursed if things go wrong, thanks to insurance policies.
Yes. While most online casinos won’t charge fees for processing your credit card transactions, your payment provider is likely to charge a percentage of your deposits and withdrawals. You’ll find these percentages listed in a casino’s cashier section.
MasterCard is one of the best for playing at credit card casinos. It’s a convenient way to pay, it’s extremely trustworthy, and MasterCard users can enjoy many perks from the payment provider.
Yes, and these limits will differ depending on the casino operators and the credit card you choose to use. The same goes for withdrawal limits.
Yes, most credit card casinos allow you to use this method to withdraw your winnings, but keep in mind it’s one of the payment methods with the longest withdrawal processing time.
Deposits And Withdrawals
We’ve touched on how easy it is to make deposits at credit card casinos, but let’s go deeper. Whether you prefer Maestro, Visa or MasterCard, the process is pretty much the same.
Firstly, you’ll want to make sure that the bank with whom you have the credit card does allow gambling transactions. Then, make sure that the casino you want to play at accepts credit card payments from your country.
Then it’s time to sign up and get started.
Deposit Fees At Online Credit Card CasinosWhile you may not be charged any fees for depositing with a credit card, some online casinos (or your card provider) will charge a percentage of your deposit as a processing fee. This is usually somewhere between 2% and 4%. Check with the casino and your bank for gambling charges and interest fees, and keep in mind that if a casino doesn’t accept your local currency, you’ll also incur currency conversion fees. The same goes for withdrawal fees.
Most credit card casinos that accept card deposits also allow for withdrawals with this payment option. Interestingly, Visa is more commonly offered as a casino withdrawal method than American Express or MasterCard.
Credit card withdrawals typically take around 48 hours to process, but pending periods and processing times do differ from one casino operator to the next, and then there’s the waiting time for the funds to reflect in your bank account.
Follow these steps when you’re ready to withdraw your casino winnings:
Generally, funds that are withdrawn using MasterCard, Visa or Visa Electron take about 4 to 6 working days to be transferred to your local bank account. It’s also worth mentioning that Maestro is a debit card option, so you won’t be able to withdraw to a Maestro card.
Credit Card Bonuses
Once you’ve registered at the best credit card casinos, you can claim a plethora of bonuses and promotions to help your bankroll go further. At almost all online casinos, deposits made with credit cards are eligible for offers like a welcome bonus, free spins, deposit bonuses and cashback.
Be sure to go over every bonus’s terms and conditions that will list important information like wagering requirements, validity period, limits on winnings and eligible games.
Credit Card Safety Features
Many players the world over consider credit cards to be the safest way to make deposits at online casinos. Both top credit card casinos and card companies spend large amounts of money every year to keep your details and your funds safe. The most common and secure methods are backed up by high-quality SSL encryption, which means no party outside of your bank and the online casino can access your details.
What’s more, customer liability is heavily limited with credit cards, offering another layer of player protection. Before you join an online casino, make sure that your bank allows gambling deposits and withdrawals, and only use this method to fund your casino account if you can afford to do so. We always advise managing your funds sensibly and practicing responsible gambling.
Pros and Cons
While it makes sense that you’d want to choose online casinos that offer fair terms, reliable services and juicy bonuses, you might still have doubts as to why you’d use a card to fund your online gambling entertainment. There are ample benefits to paying and playing at credit card casinos, and plenty of reasons why millions of players use and trust this way of funding their casino account.
The cards are exceptional devices that open doors to some of the biggest and best casinos online. They’re also the key to small-scale operators who are building a name for themselves. They allow for instant and safe deposits, the chance to claim exciting bonuses and promotions, and build up loyalty points and rewards at some of the best credit card casinos.
Of course, security is one of the biggest deals. We like that credit card casinos and the cards are protected with military-grade SSL encryption, decreasing the chances of anyone accessing your sensitive data. Different card providers have different security protocols, too, for extra protection. For example, MasterCard uses MasterCard SecureCode and Visa uses the Verified by Visa security protocol.
But, like all other casino payment methods, there are downsides worth knowing about, especially when it comes to the long waiting period for withdrawals. Withdrawals at credit cards casinos take longer than almost all other casino payment methods.
Pros
Cons
More Ways To Pay
When it comes to funding your casino account with a credit or debit card, MasterCard and Visa are usually the first choices that pop up. But there are other options. While credit cards are amongst the safest and most popular payment methods at online casinos the world over, we’ve put together a list of alternatives that you can use at the best credit card casinos.
Alternatives to Credit Cards
| Payment Option | What Is It? |
|---|---|
| Paysafecard | A prepaid voucher available at local shops and online in increments of €25, €50 and €100. You don’t need to register, and the funds are instantly credited to your casino account. However, Paysafecard can only be used for deposits and you’ll need another method to withdraw winnings. |
| Discover Card | With the increase in online gambling and payment methods, we’ve seen an increase in the demand for Discover Card payments at online casinos, which works just like other credit cards. |
| Klarna | A great alternative for online gamblers, Klarna offers a secure and easy way to deposit funds and has quickly become the biggest virtual bank since the Sofort and BillPay takeovers in 2017. |
| Bitcoin | Don’t want to submit credit card details to online casinos? Cryptocurrencies like Bitcoin make for anonymous and secure transactions. You need a crypto wallet funded with BTC. You can then provide the wallet address to the casino to make deposits and withdrawals – no card or personal details needed. |
| EcoPayz | A secure and simple e-wallet that offers fast deposits and withdrawals. With a credit card, you can wait as long as a week to receive your winnings, but with ecoPayz, it’ll be no longer than 72 hours depending on the casino. |
| Pay by Phone | Similar to credit cards in that you can play now and pay later, Pay by Phone requires a text confirmation to process transactions and helps you avoid racking up big bills in interest fees. The funds are deducted from your pay-as-you-go balance or monthly phone bill, but you can only use this method for deposits. |
Conclusion
Credit cards still play an integral role in depositing and withdrawing online casino funds. Despite the emergence of e-wallets and cryptocurrencies, credit cards will always be a convenient and trusted payment method. Mostly, the dangers lie if you’re using a credit card for the first time and aren’t aware of the limits or hidden fees.
Of course, you should only play at reputable credit cards casinos like those we recommend on this page. But first, know your credit card and never play with more than you can comfortably afford to lose.
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