A Full Guide To Online Credit Card Casinos

credit card casinos


2% - 4%

Deposit Time


Withdraw time

5 - 7 Days

Credit cards are a secure and convenient casino banking method. They’re easy to use, widely available and offer excellent security. On this page, we discuss the benefits of playing at online credit card casinos and how to use the likes of MasterCard, Visa and American Express to fund your account and withdraw your winnings.

  • Aleksandra Nolan
  • Updated: 28.04.2022

  • Updated: 28.04.2022

    Top List

    The Best Credit Card Online Casino Sites


    Bonuses And Promotions For Credit Card Players

    Once you’ve registered at the best credit card casinos, you can claim a plethora of bonuses and promotions to help your bankroll go further. At almost all online casinos, deposits made with credit cards are eligible for offers like a welcome bonus, free spins, deposit bonuses and cashback. Be sure to go over every bonus’s terms and conditions that will list important information like wagering requirements, validity period, limits on winnings and eligible games.

    Introduction To Top Credit Card Casinos

    There’s no denying that credit cards are one of the most trusted payment methods on the planet. You’ve probably used credit cards to purchase things online and in stores. The good news is that credit card casinos are just as safe and secure as other online transactions.

    When you fund your online gambling account with a credit card, the deposit is charged to your account, and then reflects at the end of the month on your credit card statement for you to pay. The wide acceptance and simplicity of this payment option offer several online gambling benefits, such as:

    • Widely accepted at online casinos around the world
    • Fully secure transactions
    • Instant deposits

    A Note On UK Credit Card Casinos

    While credit card payments are widely accepted at online casinos around the world, we want to mention that as of April 2020, players in the United Kingdom are prohibited from using cards to fund online gambling activities. This is part of the UK Gambling Commission’s response to the increase in problem gambling behaviours.

    The ban extends to cards connected to e-wallets like Skrill and PayPal. That means that credit card casinos may only accept player payments via e-wallets if credits cards aren’t allowed to be used.



    Visa And MasterCard

    Over the years, Visa has built up a solid reputation as a highly secure payment method. That’s why there are so many Visa online casinos. We’ve narrowed down the search for your convenience and feature the top Visa online casinos along with in-depth reviews of casinos where fast, easy and safe deposits are guaranteed.

    MasterCard is also accepted at hundreds of credit card casinos around the world and is used in over 200 countries. Online casinos that accept MasterCard offer fast and safe deposits and withdrawals.


    American Express

    American Express boasts exceptional protection of your data along with fast transactions and convenient mobile payments.

    Maestro logo

    Even More Options At Online Credit Card Casinos

    Other credit cards are frequently used at online casinos, including Maestro, Diners Club, Discover, UnionPay and JCB. Diners Club, especially, is one of the most acknowledged and flexible payment solutions, offering low fees and exceptional safety.


    Deposits And Withdrawals At Credit Card Casinos


    Requesting Withdrawals To Your Credit Card

    Most credit card casinos that accept card deposits also allow for withdrawals with this payment option. Interestingly, Visa is more commonly offered as a casino withdrawal method than American Express or MasterCard.

    Credit card withdrawals typically take around 48 hours to process, but pending periods and processing times do differ from one casino operator to the next, and then there’s the waiting time for the funds to reflect in your bank account.

    Follow these steps when you’re ready to withdraw your casino winnings:

    • Go to the casino’s cashier section
    • Choose your credit card option
    • Enter the amount you want to withdraw – take note of the casino’s minimum and maximum withdrawal limit and any operator fees.
    • Confirm a few personal details that match your card.
    • Confirm the transaction and wait for the funds to land in your bank account.

    Generally, funds that are withdrawn using MasterCard, Visa or Visa Electron take about 4 to 6 working days to be transferred to your local bank account. It’s also worth mentioning that Maestro is a debit card option, so you won’t be able to withdraw to a Maestro card.

    Deposits And Withdrawals

    credit card casinosDeposit Fees At Online Credit Card Casinos

    While you may not be charged any fees for depositing with a credit card, some online casinos (or your card provider) will charge a percentage of your deposit as a processing fee. This is usually somewhere between 2% and 4%. Check with the casino and your bank for gambling charges and interest fees, and keep in mind that if a casino doesn’t accept your local currency, you’ll also incur currency conversion fees. The same goes for withdrawal fees.

    Credit Card Bonuses

    Credit Card Safety Features


    • Multiple card providers
    • Used by millions of players around the world
    • Excellent bonuses and promotions at credit card casinos
    • A reliable, secure method for deposits and withdrawals
    • Excellent security protocols


    • E-wallets offer faster withdrawals
    • Some casinos charge a fee for withdrawing to a credit card
    • Fees are charged on the card operator’s side for withdrawals

    Is It Safe To Use Credit Cards Online?

    Many players the world over consider credit cards to be the safest way to make deposits at online casinos. Both top credit card casinos and card companies spend large amounts of money every year to keep your details and your funds safe. The most common and secure methods are backed up by high-quality SSL encryption, which means no party outside of your bank and the online casino can access your details.

    What’s more, customer liability is heavily limited with credit cards, offering another layer of player protection. Before you join an online casino, make sure that your bank allows gambling deposits and withdrawals, and only use this method to fund your casino account if you can afford to do so. We always advise managing your funds sensibly and practicing responsible gambling.

    online credit card casinos

    Pros and Cons

    More Ways To Pay

    Alternative Payment Methods to Credit Cards

    Payment OptionWhat Is It?
    PaysafecardA prepaid voucher available at local shops and online in increments of €25, €50 and €100. You don’t need to register, and the funds are instantly credited to your casino account. However, Paysafecard can only be used for deposits and you’ll need another method to withdraw winnings.
    Discover CardWith the increase in online gambling and payment methods, we’ve seen an increase in the demand for Discover Card payments at online casinos, which works just like other credit cards.
    KlarnaA great alternative for online gamblers, Klarna offers a secure and easy way to deposit funds and has quickly become the biggest virtual bank since the Sofort and BillPay takeovers in 2017.
    BitcoinDon’t want to submit credit card details to online casinos? Cryptocurrencies like Bitcoin make for anonymous and secure transactions. You need a crypto wallet funded with BTC. You can then provide the wallet address to the casino to make deposits and withdrawals – no card or personal details needed.
    EcoPayzA secure and simple e-wallet that offers fast deposits and withdrawals. With a credit card, you can wait as long as a week to receive your winnings, but with ecoPayz, it’ll be no longer than 72 hours depending on the casino.
    Pay by PhoneSimilar to credit cards in that you can play now and pay later, Pay by Phone requires a text confirmation to process transactions and helps you avoid racking up big bills in interest fees. The funds are deducted from your pay-as-you-go balance or monthly phone bill, but you can only use this method for deposits.

    More Ways To Pay And Play Online

    When it comes to funding your casino account with a credit or debit card, MasterCard and Visa are usually the first choices that pop up. But there are other options. While credit cards are amongst the safest and most popular payment methods at online casinos the world over, we’ve put together a list of alternatives that you can use at the best credit card casinos.


    Play Now, Pay Later – But Play Responsibly

    Credit cards still play an integral role in depositing and withdrawing online casino funds. Despite the emergence of e-wallets and cryptocurrencies, credit cards will always be a convenient and trusted payment method. Mostly, the dangers lie if you’re using a credit card for the first time and aren’t aware of the limits or hidden fees.

    Of course, you should only play at reputable credit cards casinos like those we recommend on this page. But first, know your credit card and never play with more than you can comfortably afford to lose.

    credit card casinos 2022

    Aleksandra Nolan

    Experienced online casino writer and reviewer who loves to share her knowledge and experience with others. She enjoys analyzing the latest trends in the industry and offering valuable tips to help others by having the most from betting at online casinos. She is constantly looking for new and interesting topics to write about and stays up-to-date on the latest changes in the online gambling industry.