Online Baccarat

The game of online Baccarat is one that has many players curious. While it is not a complicated game, it is one that is presented with charm, thanks to Mr James Bond himself who is known to play this game at online casinos. Whether you want to find out how this game is played or you are looking for an online Baccarat casino, our team of experts here at SPCasinos has done all the work, so you don’t have to.

In this guide, you will learn how to play Baccarat online, the different variations and how to apply a solid game strategy. Baccarat casino online game is not a complicated game, but with the right information shared within this article, you should be able to learn how to play it quickly and painlessly.

If you are ready to skip the guide and head straight into the action, we recommend you check out the below online Baccarat casino sites that have been lovingly compiled by our team. These online casino sites are licensed and regulated by reputable gambling authorities, such as the Malta Gaming Authority and the Curacao Gaming Control Board, have a wealth of casino bonuses and promotions up for grabs, and most importantly, offer online Baccarat in their game libraries.

  • Aleksandra Nolan
  • Updated: 13.10.2023

  • Updated: 13.10.2023

    Top Casinos to play Baccarat Online


    What is Online Baccarat

    If you want to play Baccarat online, you must first learn the basics and rules of the game. You don’t need to wreck your brains to play this game. In the game of online Baccarat, your main aim as a player is to place your wagers on either the player’s hand, the banker’s hand or a tie. In this game, you are not the actual player, and instead, your main objective is to correctly predict which hand’s total value will come as close as possible to nine. 

    In the Baccarat casino online game, the face cards and tens count as zero, while the remainder of the cards are counted at face value. Online Baccarat is played with a regular deck of 52 cards, while the hands are determined by the game’s rules.

    Since the game of online Baccarat can be quite basic when compared to other card and table games on the market, there are many different variations and features to improve your online gambling experience. However, if you don’t want to deal with the distraction and noise of brick-and-mortar casinos, Baccarat online real money casino sites provide you with realistic and enhanced graphics, sound effects and superbly user-friendly interfaces. These games can be played on any device, including laptops and mobile phones. 

    If you are really craving the brick-and-mortar experience, online live Baccarat games can be accessed at most online casinos.

    How to Play Baccarat Online

    How to Play Baccarat Online

    Now that you know what a game of Baccarat casino online game entails, let’s find out how to play Baccarat online. The game is very easy and simple to learn, so you can be up and running in no time.



    Before you start to play Baccarat online, you should find a reputable online Baccarat casino to play at. You can browse our recommended list of Baccarat casino online sites listed above. Take the time to read our in-depth casino reviews and find out about the services and products on offer, so you can pick the best online gambling site based on your needs and specifications.


    Once you have found the right Baccarat casino online site, you can register for an account and make a deposit via one of the available payment methods. The availability of banking options varies from one online casino to another, so it is best that you check that your preferred one is available and that you are aware of both the minimum and maximum limits for both deposits and withdrawals.


    Then you should first see what variations are available at your chosen online Baccarat Casino. These can include Chemin de Fer, Punto Banco and Baccarat Banque amongst others. If you are not quite sure about the games, we recommend you play Baccarat online free games first so you can figure out if a game is to your liking.


    When you are ready to play for real money, choose a game and place your bets on either the player’s hand, the banker’s hand or a tie.

    Once the bets have been placed, two cards will be dealt to both the player and the banker facing up. The values are then summed together and the hand value of each player is listed. When playing Baccarat online real money games, you should be aware that there are different rules available around the drawing of a third card for either the player or the banker.

    Both hand totals will then be compared and the one that is closest to nine wins. If your wager is successful, you will receive your winnings accordingly.

    Play Baccarat Online: Different Bets

    Play Baccarat Online: Different Bets

    If you want to learn how to play Baccarat online properly, you should familiarise yourself with the different types of bets and odds available at Baccarat casino online sites.

    If you win a Player bet, you will receive a payout that is 1:1 If you place your bets on the banker, ‘s hand, you will be charged a 5% commission, only because the banker’s bet has slightly more favourable results. It also pays 1:1 minus the 5% deduction.

    If you place a bet on a tie between the player and the banker, it enjoys a higher payout of either 8:1 or 9:1. Bets on a tie bet have a higher house edge and carry more risk.

    Some online Baccarat game variations also have the option of a Pair bet, where you can place a wager that either the player or the banker’s initial cards dealt form a pair. If your chosen hand does indeed have a paud, you win the bet and receive a payout that can be as high as 11:1.

    Another bet found in some Baccarat casino online game variants is the Dragon Bonus bet. This wager enables you to place a bet on the margin of victory between the player and the banker. Based on the difference in points, you will win the bet.

    Factors that make the Best Online Baccarat Casinos

    How to pick the Best Online Baccarat Casinos

    If you are looking to play Baccarat online real money, you should first pick a reliable online casino site that comes with all the mod cons. If you are now picking an online Baccarat casino site recommended at SPCasinos, we recommend that you look for the below factors to help you make the best decision possible.

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    Valid Online Gambling Licence

    While it may be tempting to pick the first Baccarat online real money casino site that crosses your path, you should only consider licensed casinos that have a valid gambling licence from the Malta Gaming Authority, the Kahnawake Gambling Commission or the Curacao Gaming Control Board amongst others. Opting for an online Baccarat casino site that is licensed guarantees you will have a fair gaming session and that the outcomes of the games are not manipulated.

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    Different Online Baccarat Game Variations

    You will be pleased to learn that there are many variations of Baccarat online real money games available on the market. If you fancy a change from classic Baccarat, you will be pleased to know that there is a Baccarat online live casino game variation as well as Mini Baccarat to keep the fun flowing.

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    Free Online Baccarat

    If you are a complete beginner to this game, we always recommend that you play Baccarat online free demo games before taking a leap of faith and playing with real money. This applies across the board. If you are playing a new game or online Baccarat game variant, you should always play them in free demo mode first. You could also skip playing Baccarat online free games, but you are risking blowing your bankroll away if you don’t have the necessary knowledge.

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    Bonuses and Promotions

    If you are looking to play online Baccarat with a bigger bankroll, taking advantage of casino bonuses and promotions is advised. There are many different types of offers available, including welcome bonus offers, reload bonuses, cashback deals and more. That said, you should be mindful of the terms and conditions of these promotions. Most online Baccarat wagers may or may not contribute towards the wagering requirements, but this is mostly subject to the bonus you are claiming.

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    Baccarat Online Live Casino

    If you fancy switching your gaming session up a gear, you can always play online live Baccarat. While these games are played against a real-life dealer, it is not possible to try them in free demo mode. You can however watch other games play.

    Different Variations of Online Baccarat

    Different Variations of Online Baccarat

    Even if you absolutely love classic Baccarat, you may be tempted to try out new game variations. These game variations all share the same main objective but come with slightly different rules:

    Traditional Baccarat

    Classic Baccarat, which also goes by the name of Punto Banco, is the most widely available online Baccarat game variant found at both online casinos and brick-and-mortar casinos. Both the player and the banker receive two cards and you must place your bets on who will create the best hand.

    Mini Baccarat

    If you thought Classic Baccarat was simple, wait till you find out about Mini Baccarat. This game is played out on a smaller table and gives you the chance to place smaller bets, making it easily accessible to low rollers. It is played in a similar manner as Punto Banco but is played out at a faster pace.

    Online Live Baccarat

    Live Baccarat gives you all the convenience and luxurious charm of a brick-and-mortar casino without having to physically be there. Online live Baccarat enables you to play against professional deals via live streaming. You can play these games at any time of the day and you can chat with other players.

    Chemin De Fer

    Chemin De Fer is another popular variation of Baccarat. This game works a little differently. The Banker is in this game played out by other players and rotated around. The Banker position is essentially auctioned off and players can take turns playing the Banker and dealing out cards.

    Strategy for playing Online Baccarat

    Strategy for playing Online Baccarat

    As you have probably figured by now, this is an easy-to-play game, but having a strategy should still boost your chances. Here are some tips and tricks.

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    Always Place Your Wagers on the Banker

    Even with the 5% commission, placing your bets on the Banker’s hand is wise. Since it has better odds than the Player’s, you are more likely to achieve wins and lower the house edge.

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    Take advantage of Promotions

    Always take advantage of online casino bonuses and promotions when possible. Not only will it extend your gaming session, but if you hit a losing streak, you have enough funds to recoup all your losses, provided that Lady Luck is on your side.

    Avoid Tie Bets

    Tie Bets may have better payouts, but it is not worth placing these bets when the odds are against you. The chances of a tie bet being successful are relatively low, so you may want to save up your bets for either the Player’s or the Banker’s hand.

    How to find the Best Online Baccarat Casinos

    How to find the Best Online Baccarat Casinos

    Whether you want to play Baccarat online free games, online live Baccarat or regular Baccarat, finding the right gambling site should be at the top of your priority. Even if you are playing free games, you would not want to share your personal details when registering for an account.

    We have compiled the best Baccarat casinos on this page. These online casinos have been thoroughly checked for safety and security measures, availability of payment methods, games and casino bonuses and promotions.

    You can even try these games for free before playing with real money. Once you are ready to gamble with money, you are welcome to take advantage of various casino bonuses and promotions that have been cleverly designed to enhance your online gambling session.

    Aleksandra Nolan

    Experienced online casino writer and reviewer who loves to share her knowledge and experience with others. She enjoys analyzing the latest trends in the industry and offering valuable tips to help others by having the most from betting at online casinos. She is constantly looking for new and interesting topics to write about and stays up-to-date on the latest changes in the online gambling industry.